Risk Disclaimer

Numerari is a division of Node Solutions LLC and provides software. It is not a financial institution, and it does not hold your money.

• Numerari is not a bank, and balances are not deposits. No balance is insured by the FDIC, the SIPC, or any comparable scheme.
• Numerari is not a money transmitter, money services business, custodian, exchange, broker, or dealer.
• Numerari is not an investment adviser and provides no financial, investment, legal, accounting, or tax advice. Nothing on this site or in the Services is a recommendation to buy, sell, or hold any asset.
• Numerari does not hold, control, or have access to your private keys or your digital assets at any point.

A confirmed blockchain transaction cannot be cancelled, recalled, charged back, or reversed — by us, by you, or by anyone. There is no dispute process and no intermediary who can intervene.

A payment sent to a wrong, outdated, or attacker-controlled address is gone. Our address-confirmation tools — micro-deposits and signed challenges — are designed to reduce this risk substantially, but they cannot eliminate it. Verifying each recipient remains your responsibility.

Self-custody means exactly that: control, and the responsibility that comes with it.

• If you lose your passcode, recovery material, or device, we cannot restore access. Your assets may be permanently unrecoverable.
• Anyone who obtains your key material can move your assets. There is no support line that can stop them.
• A Sub-Wallet you issue can transact with the assets available to it. Issue them deliberately and revoke them when a person or agent no longer needs access.

• Digital assets carry risk, including the risk of total loss, and their value may be volatile.
• Stablecoins may lose their peg, may be frozen or blocklisted by their issuer, or may become non-transferable — none of which is within our control.
• Public blockchains are operated by third parties. Congestion, fee spikes, outages, forks, and reorganisations may delay, alter, or prevent settlement.
• Network fees (“gas”) are paid to the network, not to Numerari. Estimates shown in the Services are estimates only and vary with network conditions.
• Smart contracts may contain undiscovered vulnerabilities. Where audits have been performed, they reduce but do not eliminate this risk.

A payout to multiple recipients is submitted as a series of transfers, each recorded on-chain with its own transaction. Individual transfers may confirm at different times, and one may fail or remain pending while others succeed. You can see the status of each recipient in the merchant portal.

You are responsible for determining whether your use of the Services is lawful where you are, for meeting your own tax, accounting, reporting, and record-keeping obligations, and for not transacting with sanctioned persons or jurisdictions. Availability of features may vary by jurisdiction.

Product screens, figures, wallet addresses, recipient names, and transaction identifiers shown in marketing material on this site are illustrative examples. They do not represent actual transactions or actual customers.

We aim to keep this site accurate, but it is provided for general information, may change without notice, and does not form part of any contract except where expressly incorporated into our Terms of Service.